Professional Expertise

Investing in financial markets requires a certain amount of skill. You need to research the market and analyse the best options available. You need knowledge on matters such as macro economy, sectors, company financials, from an asset class perspective. This requires a significant amount of time and commitment from you.

But if you don’t have the skill or the time to delve deep into the market, investing in mutual funds can be an excellent alternative. Here, a professional fund manager takes care of your investments and strives hard to provide reasonable returns

Returns

One of the biggest mutual fund benefits is that you have the opportunity to earn potentially higher returns than traditional investment options offering assured returns. This is because the returns on mutual funds are linked to the market’s performance. So, if the market is on a bull run and it does exceedingly well, the impact would be reflected in the value of your fund. However, a poor performance in the market could negatively impact your investments. Unlike traditional investments, mutual funds do not assure capital protection. So we do proper research and invest in funds that can help you to meet your financial goals at the right time in life.

Diversification

You may have heard the saying: Don’t put all your eggs in one basket. This is a famous mantra to remember when you invest your money. When you invest only in a single asset, you could risk a loss if the market crashes. However, you can avoid this problem by investing in different asset classes and diversifying your portfolio.

Tax benefits

Mutual fund investors can claim a tax deduction of up to Rs. 1.5 lakh by investing in Equity Linked Savings Schemes (ELSS). This tax benefit is eligible under Section 80C of the Income Tax Act. ELSS funds come with a lock-in period of 3 years. Hence, if you invest in ELSS funds, you can only withdraw your money after the lock-in period ends. Another tax benefit is indexation benefit available on debt funds

Investment Type

• 1. Lumpsum Investment


• 2. Systematic Investment Planning (SIP)


• 3. Systematic Transfer Planning (STP)


• 4. Systematic Withdrawal Planning (SWP)

We help our clients to invest in various mutual fund schemes based on their client profiles and attain their various financial goals. For client on boarding, Sprinx Capital adheres to these financial planning concepts.

• Cash Flow Analysis (Current Status)


• Current Asset Allocation and Net Worth ( Current Status)


• Risk profiling


• Emergency fund analysis


• Protection Planning


• Investment planning for goals


• Estate planning


• Tax Planning


• Monitoring, portfolio rebalancing, and review

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